We are living in the digital generation where we always do maximum work with our smartphone. Many apps make our life so easier and people also apply for instant personal loans through the apps. People always save their money so, in this digital world, the lowest interest personal loan app in India will be helpful to the people. In this article we are going to discuss the lowest interest apps so, if you want to know these types of apps then read this article till the end.
Money Tap is the oldest Personal Loan App In India. This app is user friendly and it has the best reviews for the quality service for the users. On this platform users get the instant personal loan from ₹ 3,000 – ₹ 5 Lakh with the interest of 1.08% per month.
Dhani app is the most popular instant personal loan app in India. Users can apply for a loan with Minimum documents like an Adhar card and income proof on this platform. Users can take the personal loan from ₹ 1,000 – ₹ 15 Lakh with the interest rate 13.99% per month. It may be changed according to terms and conditions so, users should have read all the terms and conditions carefully.
IndiaLends not only provides the personal loan instantly but also provides the credit cards, and free credit reports. When users apply for the personal loan on IndiaLends , users will be credited the amount in their bank account in the next 48 hours. If we talk about the amount of loan, then users can apply from ₹ 15,000 to ₹50 lakh with an interest rate of 10.75% – 25% per month.
KreditBee is the fastest growing Personal loan app in India. This app provides personal loans to the young and professional users. Here, users can apply from ₹ 1,000 to ₹3 lakh with an interest rate of 24% – 29.95% per month. The user can get the amount in the account in the next 15 min only.
NIRA provides the personal loan to the users who are professionals and it is linked with your salary account. You can credit the amount from ₹ 10,000 to ₹ 1 Lakh with an interest rate of 1.67% – 2.25% per month.
CASHe provides the personal loan for the short term to only the professionals. If you want to apply for a personal loan on this platform then you should have a salary slip and address proof documents. Users can get the amount from ₹ 1000 to ₹4 lakh with an interest rate of 2.5% per month.
Money View app is popular for providing completely paperless, easy, fast, and flexible Personal loans to the users. Users will get the approval within 2 hours and the amount will be credited instantly. On this platform users can apply for a loan amount from ₹ 5,000 to ₹ 5 Lakh with an interest rate of 1.33% per month.
Early Salary is the most popular app to provide a personal loan instantly. Users can apply for the loan with the minimum document and the app is user friendly. On this platform users can apply for a loan amount from ₹ 8,000 to ₹ 10 Lakh with an interest rate of 12% – 30% per month. Users can get the loan amount in the next 48 hours.
SmartCoin is also called mini credit bank which is a finetech company that provides personal loans. Users can apply for short term personal loans on this platform. This is a user-friendly and scalable lending platform where users can apply for loan amounts from ₹ 1,000 to ₹ 70,000 with an interest rate of 32% per month.
mPockket is the popular personal app in India for the students. On this platform students can easily apply for the instant personal loan and the amount will be credited into their paytm wallet. Users can apply for the loan amount from ₹ 500 to ₹ 30,000 with the interest rate 0% – 48% per month. Users can repay this amount within 2 or 3 months.
In this generation people have to explore the needs and what that, they need money. Through these apps, people can easily apply for personal loans with low interest rates. In this article we have discussed the best low interest rate personal loan apps in India. If you have any query regarding this article then you can write in the comment section we will reach you as soon as possible.